Coming Soon - Branch Office

                                                                          

                                                                                                                        551 E. Karsch Blvd., Farmington (Fall 2008)

Leadco Community Credit Union

820 E. Main Street, P.O. Box J, Park Hills, MO 63601

Phone Numbers: (573) 431-1882, Toll Free: (866) 590-9998

Audio Teller Line: (800) 345-2339

Fax Number: (573) 431-1715

e-mail: mail@leadco.org

 

 

Office Hours:

Monday thru Thursday 8:30 am to 5:00

Friday 8:30 am to 6:00 pm

Member service is our top priority.

What is the purpose of a Credit Union?

A credit union operates for the purpose of promoting thrift among its members, provides a source of funds where loans may be secured at a guaranteed low rate of interest, and assist members in the management of their financial affairs.  Leadco Community Credit Union was organized in 1953 to provide these services to the employees of the St. Joe Lead Company; its subsidiaries, and affiliates.  Today, expansion has extended membership to a much larger group.  (See Membership)

Who owns the Credit Union?

A credit union is owned and operated by its members.  The credit union is a democratic cooperative controlled by a volunteer Board of Directors who are elected by the members, from the membership.  The board, in turn hires employees to manage the daily operations of the credit union, under the boards leadership.  A credit union’s mission is to provide a place for members to pool their resources, regardless of size, for the mutual benefit of each other.

 Is my money safe?

Yes.  Leadco Community Credit Union is a State chartered credit union regulated by the Missouri Division of Credit Union’s its deposits are federally insured by the National Credit Union Share Insurance Fund, an agency of the United States government.  Accounts are insured to at least $250,000.  Retirement accounts are covered to $250,000, to get an estimate of the coverage available to you (click Share Insurance Estimator).  It is important to note that not one penny of insured savings has ever been lost by a member of a federally insured credit union.  If you would like more information regarding your accounts safety click here to link to the Missouri Division of Credit Unions web-site.

Privacy Notice

Leadco Community Credit Union collects nonpublic personal information about you from the following sources:

            *  Information we receive from you on applications or other forms

            *  Information about your transactions with us or others; and

            *  Information we receive from consumer reporting agencies

We do not disclose any nonpublic information about you to anyone, except as permitted by law.

If you decide to terminate your membership or become an inactive member, we will still adhere to the privacy policies and practices described above in the notice.

Leadco Community Credit Union restricts access to your personal and account information to those employees who need to know that information to provide products or services to you.  We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

USA Patriot Act - Identity Verification Notice  

In order to comply with the USA Patriot Act, Leadco Community Credit Union is required to verify the identity of members applying for and opening new accounts or services with the credit union.  Information we are required to obtain include name, mailing and residence address, tax identification number, date of birth and a copy of a government issued photo ID.  Additional data may also be gathered depending on the type of account applied for or opened.  Data on existing members will be gathered as they open or use additional services offered by the credit union.  The Act requires us to maintain records of the identification verification and periodically update this information.  Confidentiality of the information will be maintained as required by law.  

Linked Web Site Disclaimer

Our web site provides several links to other web sites for your convenience and use.  We check these sites periodically for content and useful features.  However, we are not liable for the content and availability of any of these linked sites.  If you experience problems with any linked site please contact us as soon as possible so we can address the matter. : 6/21/05