Who Can Join?
Anyone living in St. Francois County or
anyone employed in the mining, smelting, or quarrying industries can
join. Also eligible is anyone employed by local governments,
hospitals, schools or manufacturing enterprises in the counties of St.
Francois, Ste. Genevieve, Iron, Madison, Washington, Dent, Crawford and
Reynolds. Also, persons retired from all such employment are eligible,
as well as immediate family of such members.
How Can I Join?
Applications for membership can be made in person at either of our offices located at 820 E. Main Street, in Park Hills, and 551 E. Karsch Blvd., in Farmington, or if your employer has a relationship with our credit union, you may obtain a signature card at your employer. An initial deposit of $25 is required for membership.
Employer Benefits
Credit Union membership is exclusive. Each credit union has a defined field of membership
that includes employers who sponsor membership for their employees.
This sponsorship is exclusive; only companies who are in our field of membership
and elect to offer this service to their employees are eligible. Best
of all, this service is free to both the employer and their employees.
The purpose of this relationship is to offer the employer a way to
promote thrift among its employees through regular saving habits, low
cost financial services, and financial advice.
Payroll Deduction Program: Employees
ask their employers to withhold a specified amount each pay period.
Members can even elect to have their entire checks deposited into
checking and/or savings and eliminate trips to the credit union or bank
on paydays. The employer sends us a list of the deductions
with a check or ACH transfer. Our aim is to make this program as easy
to administer as possible from the company's point of view; after all,
you have a business to run. We provide all the forms needed as well as
any assistance necessary, or employees/members can be referred to the
credit union directly.
Payroll Deduction Discount:
Members who have their loan payments made through payroll deductions
will receive .25% interest rate discounts on their loan rates.
Current list of companies who sponsor our services to their employees:
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Doe Run Company
Play Power - Little Tikes Commercial Play Systems
National Health Care
Washington County Hospital
Precision Eye Care
US Tool Grinding
Piramal Glass
Parkland Health Center
U.S. Post Office - Park Hills
Monterey Mushroom
East Missouri Action Agency
City of Park Hills
ISP Mineral Products
Farmington Presbyterian Manor
Camelot Nursing & Rehab Center
| Park Hills Nutrition Center
Trimfoot Company
Mineral Area Regional Medical Center
St. Francois County Government
Bulk Tank Incorporated
St. Francois County Health Center
Workforce
Country Meadows Nursing Facility
St. Francois County Ambulance Dist.
Quality Healthcare Incorporated
St Francois County Joint Communications
Taylor Engineering
Bismarck School District
Disabled Citizens Alliance
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USA Patriot Act - Identity Verification Notice
In order to comply with the USA Patriot
Act, Leadco Community Credit Union is required to verify the identity
of members applying for and opening new accounts or services with the
credit union. Information we are required to obtain includes name,
mailing and residence address, tax identification number, date of birth
and a copy of a government issued photo ID. Additional data may also
be gathered depending on the type of account applied for or opened.
Data on existing members will be gathered as they open or use
additional services offered by the credit union. The Act requires us
to maintain records of the identification verification and periodically
update this information. Confidentiality of the information will be
maintained as required by law.
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