Leadco Community Credit Union offers many products and services in addition to our traditional loans and savings items.
Drive-up Lanes: We have two convenient drive-up lanes located in the rear of our building.
Free (Checking) Share Draft Accounts: Our share draft accounts have no minimum balance fees.
|
Your Debit Card looks like an ordinary MasterCard credit card, and it
even processes like a credit card, but the money comes directly from
your LCCU checking account. Use it for free at millions of merchants -
department and discount stores, restaurants, catalogs, doctors' offices
and many more! Many merchants allow you to get cash back on top of
your purchases. Debit cards are safer to use than cash, more
convenient to use than checks, and designed to double as your ATM
card. Use them at thousands of free CO-OP ATM's nationwide and any
Star, Cirrus or Pulse Network ATM for a small fee.
|
LCCU's MasterCard Debit Card opens the door to a whole new world of
purchasing power from your Free Checking Account. Your time is
valuable. Use Debit MasterCard to help you make the most of it.
Overdraft
Protection: It happens to everyone at one time or another: you forget
to write down a check, transfer funds, or make a deposit. Your Leadco
Community Credit Union share draft account also offers overdraft
protection coverage. In the event a draft is presented and there
aren’t enough funds to pay that draft or drafts, funds are transferred
from available funds in your regular share account to cover these
items. This service only costs $1.00 per transfer, much cheaper than
those $25 or $30 NSF fees.
Courtesy Pay: Upon our discretion,
we will allow draft or ACH items to post to your account which would
result in a negative balance in that account. This service will
provide you protection from the added cost and inconvenience of
recovery associated with non-sufficient funds items. The Courtesy Pay
privilege does not cost anything unless you use it. Each Courtesy Pay
item allowed to post to a member's account which results in a negative
balance in their account will incur a fee of $30.00.
Internet
Banking: Access your Leadco account from your PC, anytime, anywhere.
It’s quick and easy to use. Check account balances, make transfers,
loan payments, request a check, and much more. Click on the "Internet
Banking" menu button on the left side of our web page.
|
We are excited to announce AlertMe, a new credit-monitoring service designed to help members fight identity theft - a growing problem that affects millions of Americans. AlertMe gives early warning of activity on your credit report. Since credit report activity can be a sign of possible identity theft, early detection can help you catch problems quickly to minimize losses.
AlertMe monitors your Experian credit file daily. New accounts, credit cards over the credit limit, and address changes are just a few of the items AlertMe monitors. If an activity occurs, AlertMe will send you an email alerting you to the activity. You can log into the AlertMe Web site to read details about the activity and determine if it is suspicious. AlertMe will also send an email to remind you to order your annual free credit reports.
The AlertMe cost is $4.25 month. Quarterly and annual plans are available at a reduced rate. To enroll or learn more, simply click on the AlertMe on our home page.
Audio Response System: Access your Leadco account by phone, anytime, anywhere. It’s quick and easy. Call toll free 800-345-2339.
Options Available
- Get account balances.
- Inquire into cleared drafts/checks.
- Transfer funds (make loan payments).
- Make check withdrawals.
- Calculate loan payments.
Automated Teller Machine: We have a 24-hour drive-up ATM located on our parking lot at 820 E. Main Street in Park Hills, and soon at our office at 551 E. Karsch Blvd. in Farmington. Members can make deposits, transfer funds, and make withdrawals at any time, day or night. Members can also use their Leadco ATM cards at just about all ATM's in the United States. Better yet, members using any CO-OP Network ATM nationwide are not charged to access their funds. Look for the CO-OP Network logo (below). CO-OP ATM Locator Call or stop by and request your ATM card; your first one is FREE.
|
Notice: When you use any of the locators above, you are linking to an
alternate web site not operated by Leadco Community Credit Union.
Therefore, Leadco Community Credit Union is not responsible for the
content of the alternate web site. Leadco Community Credit Union does
not represent either the third party or the member if the two enter
into a transaction, and privacy and security policies may differ from
those practiced by Leadco Community Credit Union.
ATM - Point of
Sale Access: Your Leadco ATM card has point of sale ability. Point of
Sale lets your ATM card work like a debit card. Funds are paid out of
your Credit Union share draft account without your having to write a
check. Your Leadco ATM card has point of sale ability at any location
honoring the STAR network (logo below). This includes most Wal-Mart
stores, as well as many grocery stores, gas stations, and convenience
stores nationwide. Best of all, these transactions are free. Check for
the Star and Pulse Pay logos for acceptance.
|
Notice: When you use any of the locators above, you are linking to an
alternate web site not operated by Leadco Community Credit Union.
Therefore, Leadco Community Credit Union is not responsible for the
content of the alternate web site. Leadco Community Credit Union does
not represent either the third party or the member if the two enter
into a transaction, and privacy and security policies may differ from
those practiced by Leadco Community Credit Union.
ATM Locator
To find a no fee CO-OP ATM nationwide (over 28,000
locations, including most 7-11 stores), click here or call toll free
1-888-SITE-COOP.
|
Money Orders: We sell Credit Union Money Orders. The cost is .85 cents each.
Safe Deposit Boxes: We offer safe deposit box security for our members. Box rents start as low as $5.00 per year. We have several different size options available. Call for availability.
Fax Service: If members need to send or receive a fax, we can help. The cost to send a fax is $3.00 per page and $1.00 per page to receive.
Direct Deposit: Have your pension check, social security check, or any payroll check direct deposited at no cost. Employers can also have their payroll deductions sent in through direct deposit. Direct deposited funds are also eligible for our payroll deduction discounts when making loan payments.
Copier Service: Need something copied? Members can receive up to ten copies free. No business copies, please.
Postage Stamps: Need stamps and don’t feel like running by the post office? We have United States Postal Service stamps. Need an envelope? We have those, too.
|
Members can re-order
checks through Liberty Check Printers. All you need is your re-order
form, which is attached to your second to last book of checks in your
current box of checks.
Order Checks Online: Click this to order checks online.
Notice:
When you use the Liberty web site, you are linking to an alternate web
site not operated by Leadco Community Credit Union. Therefore, Leadco
Community Credit Union is not responsible for the content of the
alternate web site. Leadco Community Credit Union does not represent
either the third party or the member if the two enter into a
transaction, and privacy and security policies may differ from those
practiced by Leadco Community Credit Union.
|
|
